![]() The credit check helps the business determine if they want to lend or rent to you, and it can help set your rates and lending terms for loans and credit cards. Typically, businesses inquire about your credit when you (or someone posing as you) are trying to, for instance, open a new credit card, buy a car or rent an apartment. What is a credit freeze? When you freeze your credit, the credit reporting bureaus can’t give any information to anyone who makes an inquiry about you. However, after the massive Equifax data breach in 2017, consumer advocates called on Congress to provide free access to credit freezes. Then, you often had to pay again to unfreeze or thaw your credit if you wanted to do something that required a credit check, like applying for a new loan. Prior to the new law, each of the three credit bureaus could charge you if you wanted to put a freeze in place (usually around $10 at each bureau). In 2018, a new law made it free to freeze your credit. You may want to consider it as doing so will mean that even if a criminal gets your information, it will be difficult or impossible for that person to open a fraudulent account in your name. ![]() But freezing your credit can offer protection and give you peace of mind. There’s no sure-fire way to prevent someone from stealing your identity and damaging your credit in the process. Disability Insurance Calculator Money Parachute iconĪ credit freeze can go a long way toward preventing someone from using your identity.The same form can also be used to temporarily or permanently lift a credit freeze. We recommend sending the letter via certified mail. You'll need to mail it, along with copies of your Social Security card or pay stubs showing the number, plus copies of your driver's license, utility bills or other documents showing your address, to: Print and fill out the form on this page (opens in new tab). How to set up a credit freeze with Equifax by mail Once your freeze is set up, you'll be given a PIN that will unfreeze your credit. You'll be asked for your name, address, date of birth and Social Security number to verify your identity. Eastern time during the week, and between 9 a.m. How to set up a credit freeze with Equifax by telephoneĬall Equifax at (888) 298-0045 between 9 a.m. You won't need to set up a PIN to unfreeze it if you have an Equifax account - your username and password will be enough. ![]() Then you'll be able to freeze your credit. Make sure the password is unique and strong. Equifax will retrieve your information and prompt you to set up an Equifax account. ![]() Then you'll have to fill out personal information, including your name, address, date of birth and Social Security number. Go to the dedicated page on the Equifax website at (opens in new tab) and click "Get started with a freeze." This is the easiest way to freeze your credit with Equifax. How to set up a credit freeze with Equifax online We also have guides on how to freeze your credit with Experian and how to freeze your credit with TransUnion. Equifax doesn't let you have a credit lock and a credit freeze at the same time.īelow is how to set up an Equifax credit freeze. The difference is that Lock & Report isn't regulated by the federal government, and Equifax makes more money if it's easier to unlock your files. To do this with a credit freeze, you have to log into your account on the Equifax website. Equifax also offers a free service called "Lock & Report" that is basically the same as a credit freeze, except that there are mobile apps for iOS and Android that let you "unlock" your Equifax credit file with a swipe of a finger.
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They agreed to charge us half price once we were ready to register - which would cost about $150 for an annual subscription with each organisation. He got in touch with the necessary people at PPNZ and APRA to ask them about what we would need to know as a school if we were to broadcast and how much licensing would cost. I talked to him about copyright law and broadcasting rights. Fresh FM is a community radio station that is based in Nelson. Next, I got in touch with the manager at Fresh-FM, Mike Williams. These all come on discs provided by the MOE and so there is no extra charge involved for the school to install these. We use Garageband to record student voiceovers and introductions, and iTunes to make playlists. Once we want to start broadcasting for longer, then we will pay the $59 to get the licensed program. The program is really really easy to use and it only takes about 3 minutes to teach the students. This is not a problem for us at the moment, because we decided to start with initially just broadcasting during lunch hours. Because it is a trial, then after one hour of continuous broadcasting, then it covers over the song being broadcast with a sort of scratchy noise. Our school uses Apple Macs, so I downloaded a free trial broadcasting program called NiceCast. This article in the PC World website was particularly useful in getting my head around what would be involved. Software necessary for an internet radio station.īroadcasting over the internet seemed to be the obvious cost-effective solution. I could not see our school being ready to fund that. Whangaparoa School invested in FM broadcasting equipment - they are able to broadcast within about a 3km radius of the school, and anyone with a radio can tune into them. She encouraged me, saying it is a lot of fun. The best time was at lunchtime, when they would sometimes broadcast thier radio over the loudspeakers. She told me that she received a management unit for managing the radio station and had teams of students in charge each day. The teacher in charge informed me that they would buy the CDs and the students would then broadcast them. The only relevant website that I managed to come across was Whangaparoa Primary's student radio station called Splat, so I got in touch with them - as I was curious how they overcame copyright laws in relation to broadcasting music and I had other questions just related to starting up that I wanted to ask the teacher in charge. This is why I am writing this blog article now - to hopefully fill that gap! I searched the internet and really couldn't find any sort of "how to's" from other school teachers who may have done this before me. Noone in our ICT cluster or in the Tasman / Nelson region was yet doing this. I did not know anyone else who was doing this, whom I could copy from. ![]() ![]() At the end of Term 2, I decided to involve students attending our technology centre and our host school - Parklands - to start a radio station that would be broadcast over the internet. ![]()
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So what shall we use to carry the camera, Well we have a number of choices. So GoPro it is, and now with the new Hero 4 Black available with 30fps 4k, we should get even better shots out of these amazing little cameras. Anything larger and you will have to start thinking of bigger, more expensive flying machines. Let's be clear here, the camera of choice to get VERY good footage and know that it will survive a crash is the GoPro. ![]() ![]() Remember you WILL crash, and a machine that can carry a Red Epic is an expensive piece of kit, not to mention that when you do crash you will be crashing a very heavy piece of large flying machinery to the ground on top of your rather nice and VERY expensive Red Epic. Well as tempting as it is to say "I'm going to get a machine I can stick my Red Epic in and shoot some movie quality footage" I would put it to you, that this may not be the wisest of choices. However I am going to concentrate this article on putting together a good start-up system that will give amazing results, yet be easy to fly and importantly not so expensive to repair when you crash, and you WILL crash.įirst and foremost is the aircraft, what should we look at for starting out in this business. This month, let's look at what you need to get started kit wise in this business.įirst of all, I would like to point out that this is a suggested start-up solution, and there are literally thousands of options of aircraft, cameras and accessories to choose from. Last month we went over some of the legal issues with flying unmanned aircraft in the UK, especially if you attach a video camera to them and charge for your services as an aerial videographer. ![]() We have a wide range of blind bags with varied contents. ![]() If you're looking for craft gifts for girls and boys, we also stock a range of blind bags containing craft items and other surprise toys. 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Since this is the first Dayton Mini Maker Faire, Nan Whaley, Dayton mayor, and Brady Kress, president and CEO of Dayton History, will do a ribbon cutting at 9:30 a.m. Carillon Park 1000 Carillon Blvd, Dayton, OH 45409 Dayton History Members FREE OR 12 per adult (18-59) 10 per senior (60+) 8 per child (3-17) 8 for All Active Military, Retirees, Veterans, and Reservists with valid I.D. "Dayton Mini Maker Faire is the only place in town where you'll be able to launch a rocket, learn to knit, and race a steam engine," said Josh Cory, a founding member of Make It Dayton. Additional hands-on activities will be available for adults and children near the old schoolhouse and in the Pioneer Settlement. A custom built steam-powered bicycle and the Links and Kings bicycle shop will be near the Dayton Cyclery building. Attendees can test their strength against a custom made steam engine during the Man Versus Steam competition located in front of the Corliss steam engine building. Carillon Historical Park is a 65-acre open-air history museum that serves as the main campus for Dayton History. Visitors can build and launch their own model rockets with help from expert rocketeers. The Dayton Concours dElegance at Carillon Park presented by AAA is the. As Montgomery County’s official historical organization, Carillon Historical Park celebrates how Dayton changed the world. 5 and 6 on Carillon Historical Park’s beautiful 65-acre campus. ![]() ![]() A 90,000 square-foot model rocket will launch in front of the Deeds Carillon. Dec 17 18 Dayton, OH Montgomery County Event Center 645 Infirmary Rd Dayton. The second annual Dayton Mini Maker Faire is Aug. Proto Buildbar and MCM Electronics will give 3D printer demonstrations in front of the Carillon Historical Park Print Shop. 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There will be dozens of activities and demonstrations in robotics, blacksmithing, rocketry, sewing, steam engines and 3D printing. Calling all restless builders, thinkers, tinkerers, inventors and hobbyists: the first Inaugural Dayton Mini Maker Faire will amaze and engage. ![]() Subject matter aside, the point, of course, is that The Shadow reveals new and welcome layers to the Naked Giants sound, both musically and lyrically. Or “The Ripper,” a slice of mellowed-out, dark-toned psych-folk that, in lines like “wash me away ‘til my color’s gone,” explores, as songwriter Aiello puts it, the “effects of Western cultural domination and colonization attitudes from the large scale onto the small scale” (even if, LaVallee admits with a slight laugh, he interpreted those same lyrics as being about “ripping bong hits”). Take, for starters, “Turns Blue,” an ‘80s-tinged dream-pop torch song that floats along on an undulating bass line and heavily reverberated dew-drop guitars before erupting in a soft explosion of pounding drums and harmonized na-na-na’s in the chorus. “And also on the people that are playing it.”Īnd to be sure, The Shadow is an energetic and exhilarating musical rollercoaster ride. “It’s all about how many smiles can we crack on the people that are listening to this music,” LaVallee says by way of something like a mission statement. ![]() In fact, cue up The Shadow, and within little more than the first five minutes you’ve already careened through the throttling “Walk of Doom,” a blitz of post-punk riffing, wastoid gang shouting and toms-heavy drumming the singalong anthem-for-the-disaffected “High School (Don’t Like Them),” in which Mullen aloofly intones of former class mates, “Now you’re lying on the couch and life’s busted / Never made a big sting or erupted” over waves of ratty, distorted chords and the taut, falsetto-flecked “Take a Chance,” a Talking Heads-ish funk-rock workout with bits of shimmery synth and lo-fi slide guitar riffing thrown in for good measure. They might be older (average age: 23) and wiser, but the band members-singer and guitarist Grant Mullen, singer and bassist Gianni Aiello and drummer Henry LaVallee-are still out to conjure a rip-roaring good time. That is, if “mature” is the appropriate term for an album where one member is credited with playing a fun machine, and another merely with “charisma.”Īnd so, welcome once again to the extraordinary and eccentric world of Naked Giants. But if that record was the sound of, as one reviewer labeled them, a trio of “affable miscreants just out of high school” getting their musical rocks off, then The Shadow, the band’s new and second studio effort, is in comparison a decidedly more-what’s the word?-mature offering. Seattle’s Naked Giants burst onto the national music scene with their 2018 full-length debut, SLUFF, a candied and insanely catchy blast of unhinged pop-punk-grunge-surf-rock. ![]() It’s an ALL AGES show at 8pm and doors open at 7pm. Naked Giants visit Asheville NC to make their Grey Eagle debut on March 30th. He is a member of the National Recreation & Park Association and the Indiana Park & Recreation Association, having served as President of IPRA in 20. He is also a Certified Pool Operator (CPO) by the National Swimming Pool Foundation. He is a graduate of the Indiana University Executive Development Program, a graduate of the National Recreation & Park Association Director's School, a graduate of the National Aquatic Management School, a graduate of the NRPA Revenue Development & Management School and a graduate of Leadership Johnson County.Ĭhip holds professional certifications from the National Recreation & Park Association as a Certified Park & Recreation Executive (CPRE) and as a Certified Aquatic Facility Operator (AFO). He also serves as an Adjunct Lecturer in the Department of Health & Wellness Design at Indiana University-Bloomington, teaching courses in fiscal management of leisure service organizations & recreation facility management.Ĭhip holds a bachelor's degree in Recreation and Park Administration from Indiana University, a Graduate Certificate in Public Management from IU O'Neill School of Public & Environmental Affairs and a master's degree in Recreation and Park Administration from Indiana University. Prior to coming to Franklin, he served as Director of Recreation with Greenwood Parks and Recreation Department (1997-2006) and Director of Parks & Recreation with Edinburgh Parks and Recreation Department (1995-1997). Chip Orner has been with Franklin Parks and Recreation Department since 2006. |
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